Residential
Your home loan, covered at every stage — and revisited whenever life changes.
- Purchase
- Refinance
- Top Up
- Construction
- Restructuring
Sydney Mortgage Broker — Toro Finance
Is your home loanstill working for you?
Sydney mortgage broker. Get a free annual loan review and a plan to pay your home loan off sooner.
Australian Credit Licence 389328
Credit Representative 554728
PO Box 4012, Lugarno NSW 2210
- Purchase
- Refinance
- Top Up
- Construction
- Restructuring
- Residential
- Commercial
- SMSF
What we do
Lending, shaped
around you.
No jargon, no spin — home loan reviews, refinancing and new loans that suit your needs and your lifestyle, whatever the move.
Commercial
Similar to residential, for business — whether owner-occupied or investor.
- Purchase
- Refinance
- Top Up
- Construction
- Restructuring
SMSF
Lending for property held within your self-managed super fund — structured with care.
The Toro Standard
Every loan weighed on three fronts — the rate you pay, the product you hold, and the service you feel.
Free annual home loan review
Rates move. Your loan should too.
Every twelve months we put your loan back against the market — lenders count on borrowers not noticing. If a refinance home loan would do better, we show you the numbers before you decide. If your loan is still right, we tell you that too.
Your rate, against the market
We check the rate you're paying against what lenders are offering borrowers like you today — and show you the gap in dollars.
Fees and features
Offset, redraw, penalty-free extra repayments — we make sure you're not paying for features you don't use, or missing ones you need.
A plan to pay it off sooner
A sharper rate, the right structure or small extra repayments — you get a plan that can shave years off your home loan.
See how my loan stacks up
Free · one conversation · no obligation
Authorised Credit Representative 554728
Who you’re working with
Professional mortgage brokers, ready to help you.
Toro Finance helps clients across Sydney and NSW — whatever their situation. Led by Tory Pizzolato, a finance professional with 15 years in the industry, we handle the lending — and look for ways to pay your home loan off sooner — while you stay in control of the decision.
“Our aim is to find you a loan that not only meets your requirements, but exceeds your expectations in terms of rate, product and service.”
FBAAMember
Finance Brokers Assoc. of AustraliaAustralian Credit Licence 389328ABN 59 673 013 646Aggregated through Connective
Finance Brokers Assoc. of AustraliaAustralian Credit Licence 389328ABN 59 673 013 646Aggregated through Connective
Good to know
Questions people actually ask.
How often should I review my home loan?
At least once a year. Rates change, your income changes and your goals change — an annual home loan review checks your rate against the market and looks for ways to pay your home loan off sooner. Toro Finance does it free of charge.
Is refinancing worth it?
It can be. Refinancing is worth it when a new loan's rate, fees and features beat your current one by enough to outweigh the switching costs. We compare refinance home loan options across the market and show you the numbers before you decide.
Do you help with investment property loans?
Yes — the investment property loan is core to what we do. We structure lending around your plans, whether it's your first investment property or part of a bigger portfolio.
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